Hi, I’m Ed Alpez.

For years, I watched my wife track our household expenses in a notebook. When she didn’t have it on her, she’d jot things in a phone note instead. A few days later, she’d struggle to remember where she’d written what — on paper? In Notes? On a receipt? Some entries got forgotten entirely. Pen, paper, and scattered notes are a fragile system.

So I went looking for an expense tracker she could use. Every app I tried fell into one of two traps: either it demanded a bank login (a non-starter for us), or it was so cluttered with tabs, charts, and settings that a first-time user couldn’t figure out where to log a simple coffee. Overwhelming UIs, no clear path from open the app → log the expense → see where you stand.

That’s why I built Monnei: an expense and budget app simple enough for someone whose previous tool was a notebook, but capable enough that I — a software engineer who lives in dashboards — would still want to use it. AI categorization so you don’t have to think about labels. Multi-currency. Real budget alerts. A modern UI without the clutter. No bank credentials, no spreadsheets — just the app I wish my wife have had years ago.